TERMS AND CONDITIONS
Malibu Investing (MI) and its members, officers, directors, owners, employees, agents, representatives, suppliers and service providers (collectively “MI”) provides this web portal (the “portal”) for informational purposes only. Use of and access to the portal and the information, materials, services, and other content available on or through the portal (“Content”) are subject to these terms of use and all applicable laws.
NO INVESTMENT
ADVICE
The Content is for informational purposes only, you should not construe any such information or other material as legal, tax, investment, financial, or other advice. Nothing contained on our portal constitutes a solicitation, recommendation, endorsement, or offer by MI or any third party service provider to buy or sell any securities or other financial instruments in this or in in any other jurisdiction in which such solicitation or offer would be unlawful under the securities laws of such jurisdiction.
All Content on this portal is information of a general nature and does not address the circumstances of any particular individual or entity. Nothing in the portal constitutes professional and/or financial advice, nor does any information on the portal constitute a comprehensive or complete statement of the matters discussed or the law relating thereto. MI is not a fiduciary by virtue of any person’s use of or access to the portal or Content. You alone assume the sole responsibility of evaluating the merits and risks associated with the use of any information or other Content on the portal before making any decisions based on such information or other Content. In exchange for using the portal, you agree not to hold MI, its affiliates or any third party service provider liable for any possible claim for damages arising from any decision you make based on information or other Content made available to you through the portal.
INVESTMENT RISKS
There are risks associated with investing in securities. Investing in stocks, bonds, exchange traded funds, mutual funds, and money market funds involve risk of loss. Loss of principal is possible. Some high risk investments may use leverage, which will accentuate gains & losses. Foreign investing involves special risks, including a greater volatility and political, economic and currency risks and differences in accounting methods. A security’s or a firm’s past investment performance is not a guarantee or predictor of future investment performance.
THIRD PARTY
LINKED SITES
As a convenience to you, MI may provide hyperlinks to web sites operated by third parties. When you select these hyperlinks you will be leaving the MI portal. Because MI has no control over such portals or their content, MI is not responsible for the availability of such external portals or their content, and MI does not adopt, endorse or nor is responsible or liable for any such portals or content, including advertising, products or other materials, on or available through such portals or resources. Other web portals may provide links to the portal or Content with or without our authorization. MI does not endorse such portals and shall not be responsible or liable for any links from those portals to the portal or Content, or for any content, advertising, products or other materials available on or through such other portals, or any loss or damages incurred in connection therewith. MI may, in its sole discretion, block links to the Portal and Content without prior notice.
YOUR USE OF THIRD PARTY WEB PORTALS AND CONTENT, INCLUDING WITHOUT LIMITATION, YOUR USE OF ANY INFORMATION, DATA, ADVERTISING, PRODUCTS, OR OTHER MATERIALS ON OR AVAILABLE THROUGH SUCH WEB PORTALS, IS AT YOUR OWN RISK AND IS SUBJECT TO THEIR TERMS OF USE.
USE OF
COOKIES
MI’s web sites utilize different technologies to collect, store, and aggregate data about web site usage. We may use electronic tags called “cookies” to help us understand and analyze use of our portal. This work is either performed directly by us or by a third party we’ve hired to assist us. We collect information about which pages have been accessed and for how long, the country the user accesses the portal from, and certain technical information regarding the user’s computer and operating systems, such as user Internet protocol address, domain name and browser, etc.
Certain sections of MI’s portal require cookies to be enabled to enhance portal performance. For example, cookies provide a secure way for us to verify user identity during a session and any return visits, they enable us to personalize a user’s experience on our portals, and they help enhance portal navigation. Cookies also help us to understand how people use our portals so we can improve portal functionality.
When a user comes to the webportal, our server sends a cookie to the user’s computer. Standing alone, cookies do not identify the user personally; they merely recognize the user’s browser. Generally, personally identifiable information is obtained by us only when a user decides to provide it, such as when requesting additional information via email or providing personal information.
We use two types of cookies on our portals, temporary cookies and persistent cookies. Temporary cookies are used to store information during a browser session and will expire shortly after concluding a visit to one of our portals. Persistent cookies are used to store information between visits to one of our portals and are stored permanently or for a specified length of time. Persistent cookies are used to facilitate easier navigation within our portals and provide a higher level of convenience for the user.
A user can choose to have their computer issue a warning each time a cookie is being sent, or a user can choose to turn off all cookies. The management of cookies generally is handled through the user’s browser settings (e.g., Internet Explorer). To obtain more information about managing cookies, visit www.aboutcookies.org.
PORTAL AND CONTENT
NOT WARRANTED
THE PORTAL AND CONTENT, ARE PROVIDED “AS IS” AND WITHOUT WARRANTIES OF ANY KIND. YOU BEAR ALL RISKS ASSOCIATED WITH THE USE OF THE PORTAL AND CONTENT, INCLUDING WITHOUT LIMITATION, ANY RELIANCE ON THE ACCURACY, COMPLETENESS OR USEFULNESS OF ANY CONTENT AVAILABLE ON THE portal. MI AND ITS EMPLOYEES, OFFICERS, DIRECTORS, , PARTNERS, AGENTS, REPRESENTATIVES, SUPPLIERS AND SERVICE PROVIDERS, DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, WITHOUT LIMITATION, ALL WARRANTIES OF TITLE, NON-INFRINGEMENT, ACCURACY, COMPLETENESS, USEFULNESS, MERCHANTABILITY, AND FITNESS FOR A PARTICULAR USE, AND WARRANTIES THAT MAY ARISE FROM COURSE OF DEALING/PERFORMANCE OR USAGE OF TRADE.
LIMITATION
OF LIABILITY
YOUR EXCLUSIVE REMEDY FOR DISSATISFACTION WITH THE PORTAL AND CONTENT IS TO STOP USING THE PORTAL AND CONTENT. MI IS NOT LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL OR PUNITIVE DAMAGES, UNDER ANY THEORY OF LIABILITY, INCLUDING WITHOUT LIMITATION, DAMAGES FOR LOSS OF PROFITS, USE, DATA, OR LOSS OF OTHER INTANGIBLES. IN PARTICULAR, AND WITHOUT LIMITATION, MI WILL NOT BE LIABLE FOR DAMAGES OF ANY KIND RESULTING FROM YOUR USE OF OR INABILITY TO USE THE PORTAL OR CONTENT. While we try to maintain the integrity and security of the portal and the servers from which the portal is operated, we do not guarantee that the portal or Content is or remains secure, complete or correct, or that access to the portal or Content will be uninterrupted or error free. The Portal and Content may include inaccuracies, errors and materials that violate or conflict with these Terms. Additionally, third parties may make unauthorized alterations to the portal or Content. If you become aware of any unauthorized third party alteration to the portal or Content, contact us at MalibuStockInvesting@gmail.com with a description of the material(s) at issue and the URL.
NOTICES, COMMUNICATIONS,
AND ELECTRONIC SIGNATURES
You agree to be bound by any affirmation, assent or agreement that you transmit on or through the portal or any other aspect of MI’s services that you access by computer or other electronic device, including internet, telephonic and wireless devices, including but not limited to any consent you give to receive communications from us solely through electronic transmission. You agree that, when in the future you click on a “Submit” or “I agree” or other similarly worded “button” or entry field with your mouse, keystroke or other device, your agreement or consent will be legally binding and enforceable and the legal equivalent of your handwritten signature.
LIMITED RIGHT OF USE/OWNERSHIP OF CONTENT
You are permitted to use the Portal and Content for your personal, non-commercial use only. The Portal and Content are and shall remain the property of MI and is protected by copyright, trademark, patent, and/or other intellectual property, proprietary, work product rights and laws. You may use the Portal and Content for your personal, noncommercial use, provided that you keep intact all copyright, trademark, patent and other proprietary notices. Except as expressly authorized in advance by MI in writing, you agree not to reproduce, modify or create derivative works based on, rent, lease, loan, sell, distribute, publish, publicly perform or display, reverse engineer, de-compile or dissemble, all or any part of the portal or Content.
Trade names, trademarks and service marks of MI include, without limitation, MI and any associated logos. All trademarks and service marks on the portal not owned by MI are the property of their respective owners. Nothing contained on the portal should be construed as granting, by implication, estoppel or otherwise, any license or right to use any of MI’s trade names, trademarks or service marks without our express prior written consent.NO INVESTMENT
ADVICE
The Content is for informational purposes only, you should not construe any such information or other material as legal, tax, investment, financial, or other advice. Nothing contained on our portal constitutes a solicitation, recommendation, endorsement, or offer by MI or any third party service provider to buy or sell any securities or other financial instruments in this or in in any other jurisdiction in which such solicitation or offer would be unlawful under the securities laws of such jurisdiction.
All Content on this portal is information of a general nature and does not address the circumstances of any particular individual or entity. Nothing in the portal constitutes professional and/or financial advice, nor does any information on the portal constitute a comprehensive or complete statement of the matters discussed or the law relating thereto. MI is not a fiduciary by virtue of any person’s use of or access to the portal or Content. You alone assume the sole responsibility of evaluating the merits and risks associated with the use of any information or other Content on the portal before making any decisions based on such information or other Content. In exchange for using the portal, you agree not to hold MI, its affiliates or any third party service provider liable for any possible claim for damages arising from any decision you make based on information or other Content made available to you through the portal.
INDEMNIFICATION
By accessing and using the Portal and Content, you agree to indemnify, defend and hold harmless MI (specifically including its officers, directors, owners, partners, employees, agents, information providers, licensors and licensees) (collectively, the “Indemnified Parties”) from and against any and all claims, losses, costs and expenses (including attorneys’ fees) arising out of or relating to (a) any breach (or claim, that if true, would be a breach) by you of these Terms and (b) your use of or activities in connection with the portal. We reserve the right, at our own expense, to assume the exclusive defense and control of any matter otherwise subject to indemnification by you. You shall not enter into any settlement agreement which affects the rights of any of the Indemnified Parties or requires the taking of any action by any of them, without our prior written approval.
JURISDICTIONAL
CONTEXT
The portal is controlled and operated by MI from the United States, and is not intended to subject MI to the laws or jurisdiction of any country or territory other than that of the United States. MI does not represent or warrant that the portal or any part thereof is appropriate or available for use in any particular jurisdiction other than the United States and only in those US states and territories where MI is registered or licensed or exempt from registration or licensing under applicable state or federal law. In choosing to access the portal, you do so on your own initiative and at your own risk, and you are responsible for complying with all local laws, rules and regulations. We may limit the portal’s availability to any person, geographic area or jurisdiction.
MODIFICATIONS
MI may amend the terms of use at any time in its discretion, by posting revisions on the portal.
RULES OF CONDUCT
Your use of the Portal and Content is conditioned on your compliance with the rules of conduct set forth here. You will not:
- Use the portal or Content for any fraudulent or unlawful purpose.
- Interfere with or disrupt the operation of the portal or Content or the servers or networks used to make the Portal and Content available; or violate any requirements, procedures, policies or regulations of such networks.
- Restrict or inhibit any other person from using the portal or Content (including without limitation by hacking or defacing any portion of the portal or Content).
- Use the Portal or Content to advertise or offer to sell or buy any goods or services without MI’s express prior written consent.
- Reproduce, duplicate, copy, sell, resell or otherwise exploit for any commercial purposes, any portion of, use of, or access to the portal or Content.
- Modify, adapt, reverse engineer, de-compile/disassemble any part of the portal or Content.
- Remove any copyright, trademark or other proprietary rights notice from the portal or materials originating from the portal or Content.
- Frame or mirror any part of the portal or Content without MI’s express prior written consent.
- Create a database by systematically downloading and storing Content.
- Use any robot, spider, portal search/retrieval application or other manual or automatic device to retrieve, index, “scrape,” “data mine” or in any way gather Content or reproduce or circumvent the navigational structure or presentation of the portal without Company’s express prior written consent